How do you find a property investment Sunshine Coast opportunity? Prospective property investors across Australia are agonising over this question right now. The Sunshine Coast, Queensland, presents a compelling case. With an upcoming Olympics and billions in major infrastructure spending, the region’s property market is experiencing significant momentum. Let’s examine the key growth drivers and how investors may wish to explore these opportunities, considering the region’s recent growth and infrastructure investment.
Key takeaways
Free Download: Sunshine Coast Property Investment Readiness Worksheet
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Why this helps: Many investors read market articles but still aren’t sure if they are ready to buy.
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Why property investment Sunshine Coast is hot right now
A lot’s happening on the Sunshine Coast. Queensland’s hosting the Olympics for the first time. The Sunshine Coast will share hosting duties with Brisbane and the Gold Coast. Here’s some food for thought:
- The Centre for Population found the Sunshine Coast population grew 2.4% between 2023 and 2024. The Sunshine Coast Council’s statistics state that the region experienced annual growth of 2.6% between 2011 and 2021. The Council projects the Coast will reach 540,000 people by 2046.
- Data from the Regional Movers Index for the December 2024 quarter shows internal migration from capitals to regional areas. Who could blame city dwellers for wanting to soak up the relaxed atmosphere on the Sunshine Coast?
- Population growth is being supported by massive infrastructure investment. The Hotspotting Sunshine Coast location report identifies $20 billion in infrastructure spending being rolled out between 2010 and 2031. This includes projects such as:
- Construction of the Sunshine Coast University Hospital.
- Upgrades to Nambour Hospital.
- Bruce Highway upgrades.
- Caboolture to Landsborough rail upgrade.
- The CoastConnect bus corridor between Maroochydore and Caloundra.
- Creating the CAMCOS rail corridor from Beerwah to Maroochydore.
These are third-party forecasts only and should not be relied upon as a guarantee of future performance. Independent financial advice is essential before making any investment decisions based on forecasts.
Top Sunshine Coast suburbs for investment property returns
Many investors seek properties in areas showing recent growth trends, but it can be difficult to identify suburbs with potential for capital growth. Working with a qualified adviser who understands local market dynamics can help you make informed decisions.
The following data was compiled from realestate.com.au in October 2025 to highlight suburbs worth considering. This data is subject to change.
Disclaimer: The data below is historical and for general information purposes only. It does not constitute a recommendation to invest in any particular suburb or property. Seek personalised advice before making investment decisions. Past performance is not an indication of future returns.
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Why invest on the Sunshine Coast
High-growth property investing suburbs
| Suburb | Median house • YoY | Median unit • YoY | Median rental yield |
|---|---|---|---|
| Caloundra West |
$885,000
+13.6%
|
$720,000
+15.0%
|
House 4.1% Unit 4.0% |
| Birtinya |
$1,107,500
+13.6%
|
$770,000
+16.2%
|
House 3.5% Unit 4.0% |
| Noosa Heads |
$2,437,500
+22.9%
|
$2,000,000
+12.8%
|
House 2.8% Unit 2.4% |
Emerging suburbs for property investors
| Suburb | Median house • YoY | Median unit • YoY | Median rental yield |
|---|---|---|---|
| Sippy Downs |
$960,000
+7.1%
|
$632,500
+5.3%
|
House 4.3% Unit 4.4% |
| Mountain Creek |
$1,131,000
+11.8%
|
$735,000
+14.8%
|
House 3.8% Unit 4.5% |
| Maroochydore |
$1,157,500
+6.9%
|
$780,000
+4.7%
|
House 3.7% Unit 4.2% |
Budget-friendly real estate options
| Suburb | Median house • YoY | Median unit • YoY | Median rental yield |
|---|---|---|---|
| Beerwah |
$925,000
+8.8%
|
$632,500
+3.7%
|
House 4.1% Unit 4.1% |
| Pacific Paradise |
$929,500
+5.3%
|
$700,000
+13.8%
|
House 4.0% Unit 3.4% |
| Nambour |
$800,000
+8.2%
|
$575,000
+15.0%
|
House 4.3% Unit 4.5% |
Disclaimer: These tables contain historical data. Past performance is not an indication of future returns.
Property investment Sunshine Coast financing options are available through FAA Group under its Australian Credit Licence
For general information, our consultants can assist. For personal financial advice, please consult an authorised representative of Lifespan Financial Planning Pty Ltd (AFSL 229892).
There are various ways to finance the purchase of a rental property. The correct solution for you depends on your circumstances. Financial decisions should be made with professional advice.
Self-managed superannuation funds (SMSF). SMSFs may permit investment in real estate if they meet strict SIS Act and taxation compliance requirements. Get professional advice before proceeding. Trustees must consider risk factors, such as liquidity and diversification issues.
- Limited recourse borrowing arrangement (LRBA). An LRBA may allow an SMSF to access the property market if they meet eligibility and compliance criteria. LRBAs are designed to protect an SMSF in the event of a loan default. However, LRBAs are strictly regulated and come with specific considerations that may not suit every investor.
Key factors to understand about LRBAs:
You’ll typically face higher fees and interest rates than standard loans. Why? Mainly, it’s because of the limited recourse lenders have if the SMSF defaults.
You have to meet stricter lending criteria.
You’ll be managing complicated legal and compliance requirements.
You won’t have as much ability to work on the property. The ATO accepts work that’s for necessary repairs and maintenance. But it draws the line at improvements that increase the property’s capital value.
Important: SMSFs are complex structures with strict legal and compliance obligations. This information is general only and does not consider your superannuation objectives, financial situation, or needs. Seek advice from a licensed financial adviser and SMSF specialist before proceeding with any SMSF property investment strategy.
First-time investor strategies. Offset accounts and redraw facilities may reduce interest payments and help manage cash flow. Their applicability will vary between investors. For personal circumstances, seek advice from a licensed financial adviser or credit specialist as appropriate. What about the risks?
The fees! Offset accounts often have an annual package fee. Redraw facilities may have a fee for each redraw you make, depending on the lender.
Does the home loan have a 100% offset feature? Some don’t.
Redraw facilities may restrict the number of redraws you can make.
Investment property loan. When considering an investment property loan, FAA Group can provide credit assistance under our Australian Credit Licence. For advice tailored to your financial situation, speak with an authorised financial adviser. Is it smooth sailing once you’ve got the loan? Remember, you’re responsible for ongoing costs, such as:
Mortgage payments.
Council rates.
Insurance.
Maintenance.
Disclaimer: Assessing financing options requires tailored advice from a qualified expert. The information provided here is general in nature and doesn’t account for your circumstances. Do not rely on this information to make personal financial decisions.
Tax benefits of Sunshine Coast property investment
Important: Tax laws are complex and subject to change. The information below is general in nature. Your individual tax position will depend on your specific circumstances. Seek advice from a qualified tax professional or financial adviser before making decisions based on tax considerations.
Property investors should be prepared to get well acquainted with the tax system. Tax can influence investment properties in a number of ways.
Negative gearing and depreciation
Negative gearing occurs when a property’s deductible expenses exceed the gross rent. The net losses may offset the tax paid on other income if eligible under Australian tax rules. Deductible expenses may include:
Property management fees.
Advertising for quality tenants.
Interest on a loan.
Council rates.
An investor may be able to claim a deduction for the decline in value of depreciating assets. The assets must be part of a property that’s being leased or is available for rent.
You may be able to claim deductions for assets costing more than $300 over the term of their useful life. Assets under $300 may be claimed as a full deduction in the income year they were first used for a taxable purpose.
Capital gains tax (CGT)
A CGT discount may be available for long-term investors, depending on tax compliance considerations. If you sell a property after more than a year of ownership, any capital gain may receive a 50% CGT discount.
SMSF investment property tax considerations
Rental income and capital gains earned within an SMSF may be taxed at 15% during the accumulation phase if the fund meets all compliance requirements. Once the fund is in the retirement phase and paying a pension, that income may be tax-free. SMSFs are heavily scrutinised by the Australian Taxation Office. Work with a qualified professional to ensure you remain compliant with relevant tax and superannuation regulations.
Disclaimer: The effect of tax benefits depends on your individual circumstances. Don’t rely on the general information in this article to determine your eligibility. Seek advice from a qualified financial expert before making any decisions.
From our clients
We would have no hesitation in recommending Kayla Dale to sell your property. Kayla was always positive and very easy to communicate with.
Best real estate I’ve ever had a rental through. They are always helpful and on point with housing inspections. A really professional company who care about tenants.
I am very happy with FAA they are friendly, very helpful and always provide excellent professional advise . Ten out of Ten.
Disclaimer: This is client feedback and does not constitute a guarantee of any investment outcome. Past performance is not an indication of future returns.
How FAA helps investors
The Sunshine Coast is experiencing rapid growth, shaping new opportunities in the local property market. Successful property investment Sunshine Coast begins with thorough research into regional trends and market conditions. By understanding your financing options and the tax implications involved, you’ll be better positioned to make confident, informed decisions.
Do you need more information on a Sunshine Coast investment property?
If you would like more information about property investment Sunshine Coast or wish to discuss your options, please contact our team. We are here to provide clear information and support, helping you make confident, informed decisions.
Frequently asked questions
What's the average rental yield on the Sunshine Coast?
Rental yields on the Sunshine Coast vary by suburb and property type, but recent data (October 2025) shows median gross rental yields for houses typically range from 2.8% to 4.3%, while units offer yields between 2.4% and 4.5%. For example, suburbs like Sippy Downs and Nambour report house yields at the higher end (4.3%), whereas Noosa Heads records lower yields (2.8% for houses, 2.4% for units) due to higher property values.
Note: Rental yields are subject to change and can be influenced by factors such as property location, demand, and broader market conditions. Always consult a local property expert or real estate agent for current figures tailored to your investment strategy.
Which Sunshine Coast suburbs have the best capital growth?
- Noosa Heads: +22.9% house price growth, +12.8% unit price growth
- Birtinya: +13.6% house, +16.2% unit
- Caloundra West: +13.6% house, +15.0% unit
- Mountain Creek: +11.8% house, +14.8% unit
Disclaimer: These figures are historical and for general information only. Past performance is not indicative of future results. Always seek personalised advice before making investment decisions.
Can I buy investment property through my SMSF?
Key considerations include:
- The property must meet the sole purpose test (providing retirement benefits to fund members).
- Trustees must ensure compliance with liquidity, diversification, and related-party transaction rules.
- SMSFs may use a Limited Recourse Borrowing Arrangement (LRBA) to finance the purchase, but these arrangements are tightly regulated and typically involve higher costs and stricter lending criteria.
- SMSF trustees cannot live in or rent the property to related parties.
