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Refinance and save!

At FAA Lending, we provide quick, obligation-free reviews of your existing loan against current market options, to save you money in the long run.

Could your home loan be working harder for you?

Refinancing could help you secure a better rate, reduce repayments, unlock equity or invest.
You may also be able to use an offset account to reduce interest charges.
Book a FREE home loan review to explore your options.

Try Refinance Calculator
Book a Lending Call
Current Lender
Loan Amount Owing
Current Interest Rate
Drag & Drop Files, Choose Files to Upload, or Capture With Your Camera You can upload up to 2 files.
You can also upload a screen shot or PDF of your current home loan

Use this simple calculator to see see how a rate cut could change your repayments. Results are estimates only.

FAA Refinance & Mortgage Calculator

Refinance & Mortgage Calculator

Fast estimates that can show you what your loan repayments may look like.

Your current loan

How to use this calculator

  1. 1 Select your current lender.
  2. 2 Enter your remaining loan balance.
  3. 3 Enter your current interest rate (e.g. 6.25).
  4. 4 Select a rate reduction to instantly see your estimated savings.
$
Allowed range: $1,000 to $5,000,000
%
Allowed range: 0.01% to 10%
Estimates assume a standard 30-year term (principal and interest).
4 Select how much your rate reduces (example only)

Each option below subtracts that percentage from your current rate and recalculates your monthly repayment using the same loan balance and 30-year term. The difference between your current repayment and the new lower repayment is your estimated saving — shown weekly, monthly, and yearly. A smaller rate means less interest charged each month, so more of each repayment reduces your principal.

Estimated savings

Based on the selected rate reduction and the same 30-year term.

Weekly (est.)$—
Monthly (est.)$—
Yearly (est.)$—

Please fill in your income details, then click again to download your summary for the FAA Lending enquiry portal.

General estimates only. Excludes fees, cashback offers, offset impacts, redraw features, and lender policy differences. Refinancing options depend on your personal circumstances. Speak with a lending specialist for information tailored to you.

Loan details

All results update live as you type. P&I loans only.

$
Allowed range: $1,000 to $5,000,000
%
Allowed range: 0.01% to 10%
Optional extras
Deposit, offset balance & extra repayments
$
Reduces the amount borrowed. $0 – $4,999,000
$
Deducted from balance before interest is calculated. $0 – $5,000,000
$
Reduces principal faster — shows time saved. $0 – $50,000/month
Compare a second rate
See two scenarios side by side
%
Allowed range: 0.01% to 10%

Estimated repayments

Principal & interest, based on your inputs. Results update as you type.

Weekly$—
Fortnightly$—
Monthly$—
Total interest paid$—
Total amount repaid$—
General estimates only. Repayments vary by lender, product, fees, loan structure and your circumstances. Offset and extra repayment savings are indicative only.
Speak to a Lending Specialist