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Use this simple calculator to see how a rate cut could change your repayments. Results are estimates only.
Refinance & Mortgage Calculator
Fast estimates that can show you what your loan repayments may look like.
Your current loan
How to use this calculator
- 1 Select your current lender.
- 2 Enter your remaining loan balance.
- 3 Enter your current interest rate (e.g. 6.25).
- 4 Select a rate reduction to instantly see your estimated savings.
Each option below subtracts that percentage from your current rate and recalculates your monthly repayment using the same loan balance and 30-year term. The difference between your current repayment and the new lower repayment is your estimated saving — shown weekly, monthly, and yearly. A smaller rate means less interest charged each month, so more of each repayment reduces your principal.
Estimated savings
Based on the selected rate reduction and the same 30-year term.
Your income is the primary indicator of borrowing power. Other factors apply, but income is where lenders start.
Please fill in your income details, then click again to download your summary for the FAA Lending enquiry portal.
Loan details
All results update live as you type. P&I loans only.
Estimated repayments
Principal & interest, based on your inputs. Results update as you type.
Amortisation snapshot
| Year | Principal paid | Interest paid | Balance remaining |
|---|
Use this simple calculator to estimate how your superannuation will perform. Results are for general use and are estimates only.
Super Retirement Estimate
A simple calculator to estimate how your super may look at retirement based on your inputs and investment strategy.
Your details
Your estimate
Estimated super at retirement
$—
Enter your details and the estimate will calculate automatically.
This is an estimate only. The information is for general use and does not take into account your personal objectives, financial situation or needs. Consider whether it is appropriate for you and speak with an industry expert for more tailored information in your current and projected position.