Every Day Purchase Card (Benefit Card)

If you have a Cap, your employer may choose to permit you packaging everyday expenses via a dedicated prepaid, reloadable Visa or MasterCard specifically set up for purpose. These cards let you spend up to your CAP limit ($9,010 or $15,900).

The Everyday Purchase card can be used wherever Visa or MasterCard are accepted, including overseas (subject to the exchange rate at the time plus a 2.99% foreign exchange fee), and it can be used for things such as:

  • Groceries
  • Petrol
  • Electricity bills
  • Phone bills
  • Rates
  • Movie tickets
  • Subscription/Pay TV (e.g. Netflix, Foxtel, Stan etc)
  • Christmas presents
  • Restaurant meals
  • Gift vouchers

Cards do not allow cash withdrawals from ATMs, transfers to other accounts and transactions related to gambling and may have additional restrictions specified by your employer.

Benefits of using a Benefits Card
  • The card acts as your ATO substantiation (No receipts needed)
  • Gives you the flexibility to use benefits on purchases you choose
  • Your account balance is real-time and prevents overspend
  • Accepted anywhere Visa or MasterCard is accepted (Except the Post Office)
  • Works with smart device wallets (eg Apple Pay, Google Pay or Samsung Pay)
    • Pay with your smart phone or watch
  • Embedded Merchant Discount to over 7,500 merchants
  • You can apply for an additional cardholder (eg Spouse or partner)